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Business Checking Accounts 

At F&M Bank, we make it easy for you to find the perfect checking account to fit your needs.   We offer options because we know that having the right checking account can enhance your work-flow, profitability, and efficiency.  

Each business is different, so we work with you to identify the account that best fits the average balance and transaction activity of your business.

For more information or for current rates, contact a banker today

Coming September 15th, Same-Day ACH Debits.  Click here to learn more. 
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Note: A $5.00 monthly fee will be assessed to all Business Checking Accounts not signed up for eStatements. 

Pair these accounts with our Cash Management Services to save more time and money!

* Transaction items include deposits, deposited items, debits & credits.
**Monthly Maintenance fee/service charge combined on monthly statement and disclosed as Service Charge.

Business Money Market  Accounts

At F&M Bank, one of our goals is to help you earn more on your deposits.  Put your money to work for you with one of our Money Market accounts for businesses!

For our current rates and more information, contact a banker today! 


1- APY = Annual Percentage Yield. 


Perfect for public funds and business deposits, CDARS and ICS are available to help you structure your large deposits to ensure full FDIC coverage up to millions of dollars. Work with a Relationship Banker to determine if a Certificate or Money Market account will work best for your needs and rest assured knowing that you have the full backing of the FDIC when you place your large deposit.

Business Savings accounts are also available