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Payment Acceptance

Accepting payments anywhere and everywhere is becoming increasingly important.  We can offer solutions including work station terminals, virtual terminals, e-commerce, mobile solutions, and point of sale.  In all cases, we will guide you to the solutions that are the best fit for where you process cards, and what type of cards you process.

Accept debit and credit cards and receive funds faster and easier.  Choose from a wide range of full-service bankcard processing alternatives designed to strengthen your customer relationships and improve your profitability.

When you accept credit and debit cards, you can:

  • Increase profits for your business
  • Improve customer service
  • Offer significant convenience to your customers
  • Reduce your accounts receivable
  • Decrease operating expenses

Why Card Processing with F&M Bank?

Accepting a variety of payments allows you to better serve your customers. You will be able to accept customer payments using any of the major card brands:  Visa, MasterCard, Discover, and American Express.  You will also be able to accept EMV chip cards, and payment via mobile wallets.

We offer a variety of options:

  • Point-of-sale terminals
  • Credit and debit terminals
  • Virtual terminals
  • E-commerce
  • Mobile Processing 

Receive Free Online Reporting

All of our customers have access to free online reporting,   24-hours-a-day, 7-days-a-week.  You will have instant, secure access to your processing data and analytics.


Security of our customers is a concern of great importance.  We keep our customers protected with EMV processing, tokenization, encryption, retrieval assistance, and breach protection.

Customer Support:

You will always have access to a live, friendly voice when contacting the customer support team at our card processing partner, BASYS.  An actual person, not an automated phone system, is available to solve any issues, and answer any questions you have.  Just call 1-800-386-0711.

Product Details:

We offer many options when it comes to card processing, from mobile device card readers to work station terminals.  Check out our offerings to see what option would work for your business.  Still have questions? Our Cash Management Department can answer in depth questions on each of the products, so you can make the best decision.  

Clover Go Cube: Mobile Device Processing

Clover Mini:  Portable Terminal Processing

Clover Mobile:  Portable Tablet Processing

Clover Station: Terminal Processing

Ready to get started?  Contact our Cash Management Department today!