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Business Loans Apply button Home Mortgage Apply Here button
Are you thinking of starting your own business?  Is your current business expanding?  Do you need new equipment and real estate?  F&M Bank can help you get going with your project with one of our many Business Loan Products.

For more information, current rates, and to choose the best option, contact a Business Banker today! 
Ready to get started?  APPLY HERE

Small Business Administration (SBA) Loans

Works with start-up businesses, purchasing a business or expanding your current business.
  • Fixed or variable ratesCafe Business Owner
  • Multiple terms available

Business Construction Loans

  • Short terms
  • Fixed or variable interest rates
  • Easy payments
  • Multiple financing options for the end loan

Revolving Lines of Credit

  • Pre-approved line of credit for short-term borrowing needs
  • Access the money at any time
  • Easy re-payment schedule
  • Competitive rates
  • Multiple terms available

Floor Plan Lines

  • We use your inventory as collateral
  • As you sell the inventory, you pay down the line
  • Competitive Rates
  • Multiple terms available

Business - Cash ManagementMunicipal Loans 

Specifically for bodies of local government - townships, cities, villages, or counties, our Municipal loans offer you easy payment options, competitive rates, and flexible repayment terms.