F&M Commercial Banking
     
 Business Deposit Accounts  Business Loan Services  Leasing Services
 
 

Business Deposit Accounts

Business Checking Accounts At A Glance
Business Checking Account Options
Descriptions

Features

Business Checking






  Designed for the business with a high volume of monthly transactions





  • $100 to open
  • No daily minimum balance
  • Earns credit rate applied to offset monthly charges
  • $5 monthly maintenance fee
  • Per item charges apply to all transactions*
*Please see a Retail Banker for additional pricing information.

Business Savings Accounts At A Glance
Business Savings Account Options
Descriptions

Features

Business Savings





  Earn interest while you keep your money accessible




  • $100 to open
  • $100 minimum daily balance required to avoid a $3 monthly maintenance fee
  • Interest is compounded and credited quarterly
Investor's Choice Money Market






  The smart way to earn higher interest on your investment dollars. Multiple tiers let you choose your earnings





  • $5,000 to open
  • $5,000 minimum daily balance required to avoid a $5 monthly maintenance fee
  • Interest is tiered so you choose your earnings
  • Interest is compounded and credited monthly


Business Loan Services

Are you thinking about starting your own business? Is your current business expanding or does it need new equipment? F & M Bank can help you get going with your project with one of our many commercial loan products.

Business Loan Services At A Glance
Business Loan
Services Options
Features

Small Business Administration (SBA) Loans

  • Works with start-up businesses, purchasing a business or expanding your current business
  • Fixed or variable rates
  • Multiple terms available
Wisconsin Housing and Economic Development Authority

  • Competitive rates
  • Multiple terms available
  • An alternative to conventional business loans
Business Construction Loans



  • Short terms
  • Fixed or variable interest rates
  • Easy payments
  • Multiple financing options for the end loan
Revolving Lines of Credit




  • Pre-approved line of credit for short-term borrowing needs
  • Access the money at any time
  • Easy re-payment schedule
  • Competitive rates
  • Multiple terms available
Floor Plan Lines




  • We use your inventory as collateral
  • As you sell the inventory, you pay down the line
  • Competitive Rates
  • Multiple terms available
VISA Credit Card - Business



  • No annual fee
  • Reward points available with www.scorecardrewards.com (with annual fee)
  • Acceptance by merchants worldwide
  • Can be used at ATMs worldwide
  • Business card reporting package available
  • Easy payments can be made automatically from your F & M checking or savings account via www.mycardstatement.com. You can also view your VISA statements online, check your remaining balance, and review your transactions.
Municipal Loans




  • Financing for local government needs – townships, village, city or county
  • Multiple terms available
  • Competitive rates
  • Easy payment options
Agricultural Loans





  • Real Estate loans
  • Credit Lines
  • Multiple terms available
  • Competitive rates
  • Easy payment options


Leasing Services

Running a successful business means making the right choices – especially when it comes to the equipment you need.

If purchasing equipment is not the solution that best fits your needs, F & M Bank can help you make arrangements to lease the machinery or equipment your business needs.  You get the needed equipment and the tax advantages you want.

Call or visit with a Commercial Lender at our downtown Tomah office.  They will be glad to explain all the leasing options available to you.