At F&M Bank, our goal is to help you find your perfect home.
Whether that means building, remodeling, or purchasing, we are here to help!
Ready to close on your mortgage quickly?
Different options for Different Needs:
Thinking about building your dream home? Our construction loans offer a 9 month interest only construction period. Enjoy the convenience and peace of mind of working with a local bank to finance this project. Draws are handled through a local title company, giving you the additional peace of mind not having to manage it yourself. Once your home is complete, the loan will be rewritten to a conventional loan.
USDA Guaranteed Rural Housing loans (Rural Development)
WHEDA (Wisconsin Housing Economic Development Authority)**
Fixed Rate Mortgage Loans
A Fannie Mae backed loan with fixed rate financing and various terms. Perfect for home purchases or refinances.
In-House Fixed Rate Mortgage Loans
Enjoy the convenience and peace of mind with a mortgage loan serviced and housed at F&M Bank. Save time and money by making your payments through mobile or online banking or at the branch. With various and flexible terms, our In-House Fixed Rate Mortgage Loans are a great option for refinances and purchases.
Still need personal assistance?
Call our Mortgage Lending Department at 608-372-2126 or email Jeff Williams.
All loans subject to credit approval.
*Pre-qualification subject to documentation of income, assets, liabilities, and other relevant information, such as property value and title information. All loans subject to credit approval. NMLS ID#433987
**For WHEDA income and credit score eligibility, contact us today. For Down Payment assistance, pair a WHEDA Mortgage Loan with WHEDA Easy Close or WHEDA Capital Access Advantage. visit www.wheda.com for more information.