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Visa Check Card

Our VISA Check Card allows you to make purchases from your checking account worldwide anywhere Visa is accepted. Also use it at ATMs to withdrawal funds from a checking and/or savings account 24 hours a day, 7 days a week. Get the security of a Visa card, but the benefit of having your purchase withdrawn automatically from your checking account rather than receiving a monthly bill. Purchases can be reviewed on your regular monthly checking account statement or daily though Online Banking or our Mobile App.

Your Visa Check Card is EMV (Chip) ready for added security.  There is no annual fee and no transaction fee for using your Check Card.

Free Debit Alerts and Controls

Keep your money safe and gain peace of mind with our Free Debit Alerts and Controls.  

  • Free Debit Controls - Turn your debit card On (active and ready to swipe) or Off (inactive) in the event your card is lost or stolen. 
  • Free* Debit Alerts - Create customized alerts to monitor your debit activity.  Receive a text or email for:
    • Purchases made over a certain dollar amount (you control your threshold)
    • International purchases
    • Online purchases
    • Declined purchases

*Per your SMS provider, data and message fees may apply.


Debit Card Blocks

F&M Bank has security protocols in place to help protect your accounts. If your debit card is used in a place that has a high probability of fraud, chances are certain transaction types may not be allowed.

Click here for a list of blocks and restrictions.

Visa Gift Cards

Great for birthdays, weddings, graduations, or vacations. Load up to $500 on each card or as little as $10. Visa Gift Cards are safer than cash, can be replaced if lost or stolen and can be used anywhere Visa is accepted. Register your card online to review your balance at any time.

Pre-Paid Visa Debit Cards

Access Card

Perfect for students over 15 years of age or those just starting to manage money, our Pre-Paid Visa Access Debit Card offers you the flexibility and convenience of an actual debit card, but the peace of mind that you will not overspend your funds. Use your card anywhere Visa is accepted, 24 hours a day, 7 days a week. 

You can load your card with as little as $10, and reload when you need to.  Free reloads are available with direct deposit.  Cards can also be set up for free online account access.    


If you have travel plans and want a secure and safe way to spend, our Visa Pre-Paid TravelMoney Debit Card is the perfect solution. Receive peace of mind when traveling, with the flexibility and access of Visa.   The TravelMoney card is safer than cash and allows easy spending, separate from your bank account. 

This card can be used anywhere Visa is accepted, even ATMs, and can be set up for online account access.  

ATM Locations

F & M Bank has two convenient locations for you to access your funds with an ATM or Debit Card. Use one of our  24-hour/7 days a week ATMs located at:

Main Office Parking Lot
1001 Superior Avenue
Tomah, WI 54660

North Tomah Office - Drive Thru
1500 North Superior Avenue
Tomah, WI 54660

For Lost or Stolen Debit or Credit Card:
Call 608-372-2126 or 877-372-2126 during normal business hours. 
Call 800-523-4175 outside of normal business hours.