Loans Made For You!
At F&M Bank, we are here to help make your financial dreams come true! Whether you are looking to purchase a new car, take that once in a lifetime vacation, remodel your home, or consolidate existing debt, we have the products to fit your needs. With helpful, experienced lenders and fast approvals, we're here for you!
Auto and Rec Loans
Looking for a new or used car? Have you always dream of owning your own boat or ATV? F&M has the terms you need to help finance your vehicle.
- Can be secured by an automobile, boat, recreational vehicle, motorcycle, and more
- Multiple terms available
- Low interest rates
- Easy payments can be set up automatically from your F & M checking or savings account or you can make payments via 24 Hour Online, Mobile, or Telephone Banking or visit any of our offices.
Private Student Loans
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.
The Smart Option Student Loan features and benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility.
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
Credit Cards - Visa or American Express
- Apply Here
- No annual fee
- 24/7 live US-based customer service
- Reward points with www.myrewardsaccess.com
- Accepted by merchants worldwide
- Can be used at ATMs worldwide
- Emergency card replacement
- Travel and emergency assistance
- Easy payments can be made automatically from your F & M checking or savings account via www.myaccountaccess.com. You can also view your statements online, check your remaining balance, and review your transactions.
Overdraft Line of Credit
*All loans subject to credit approval.
- CD Value Calculator
- Auto Loan Calculator
- Monthly Savings Calculator
- Mortgage Payment Calculator
- Refinancing Calculator