F&M Commercial Banking
 Online Banking & Bill Pay  eStatements  ATM Locations
 Telephone Banking  Visa Check Card  Visa Gift Cards
 Mobile Banking FAQs    

Online Banking & Bill Pay

Secure access to your accounts anywhere you have an internet connected computer at anytime! Check account balances, transfer funds, make loan payments, view at least 12 months of past statements, issue stop payments on checks, download account information into Quicken or Microsoft Money and reorder checks. Use our Free Bill Pay to set up regularly scheduled payments or on-demand payments that automatically deduct from your checking account.


Access your checking and savings statements online 24 hours a day, 7 days a week from anywhere via your Online Banking account. View images of your checks, and withdrawal and deposit tickets from your past 2 statements cycles. Also have access to at least 12 months of previous statements. A helpful account balancing tool is located at the end of each eStatement. Combine all of your deposit accounts for one easy to read statement. The best part is – this service is Free and Secure!

ATM Locations

F & M Bank has three convenient locations for you to access your funds with an ATM or Check Card. Use one of our three 24-hour/7 days a week ATMs located at:

Main Office Parking Lot
1001 Superior Avenue
PO Box 409
Tomah, WI 54660

North Tomah Office - Drive Thru
1500 North Superior Avenue
Tomah, WI 54660

Warrens Office - Drive Thru
301 Main Street
Warrens, WI 54666

Telephone Banking

Use this option to access your accounts 24 hours a day, 7 days a week from any phone by calling (877) 374-0202.  Call Accounting Operations to receive your Personal Identification Number the first time you use this service.

  • Check Balances
  • Transfer Funds
  • Make Loan Payments
  • Report a lost or stolen ATM, Check or Credit Card

Visa Check Card

Our VISA Check Card allows you to make purchases from your checking account worldwide anywhere Visa is accepted.  Also use it in ATMs to withdrawal funds from a checking and/or savings account 24 hours a day, 7 days a week. Get the security of a Visa card, but the benefit of having your purchase withdrawn automatically from your checking account rather than receiving a monthly bill.  Purchases can be reviewed on your regular monthly checking account statement.  There is no annual fee and no transaction fee for using your Check Card.

Visa Gift Cards

Great for birthdays, weddings, graduations, or vacations.  Load up to $500 on each card or as little as $25.  Visa Gift Cards are safer than cash, can be replaced if lost or stolen and can be used anywhere Visa is accepted.  Register your card online to review your balance at any time.